Personal Rates

NOW and Savings Accounts
Account Type	Minimum Opening Deposit	Minimum Balance To Earn Annual Percentage Yield	Interest Rate	Annual Percentage Yield
Free Checking Plus	$50	$400	0.05%	0.05%
Premier NOW Checking	$50	$400	0.05%	0.05%
Platinum Checking	$50	$400	0.05%	0.05%
Platinum 50 Checking	$100	$100	0.05%	0.05%
Passbook Savings	$50	$10	0.05%	0.05%
Statement Savings	$50	$50	0.15%	0.15%
Health Savings	$0	$50	0.25%	0.25%

Money Market Accounts
Account Type	Interest Rate	Annual Percentage Yield
$0 to $9,999.99	.15%	.15%
$10,000 to $24,999.99	.15%	.15%
$25,000 to $49,999.99	.15%	.15%
$50,000.00 to $99,999.99	.25%	.25%
$100,000.00 and over	.25%	.25%

CDs & IRAs Rates
Term	Minimum Opening Deposit	Minimum Balance To Earn Annual Percentage Yield	Interest Rate	Annual Percentage Yield
7 to 31 Day	$500.00	All Balances	.10%	.10%
3 Month	$500.00	All Balances	.10%	.10%
6 Month	$500.00	All Balances	.10%	.10%
1 Year	$500.00	All Balances	.15%	.15%
2 Year Investors Choice	$500.00	All Balances	.50%	.50%
3 Year	$500.00	All Balances	.50%	.50%
4 Year	$500.00	All Balances	0.75%	0.75%
5 Year	$500.00	All Balances	1.73%	1.75%
IRA 18 Month Variable CD	$25.00	All Balances	2.55%	2.58%

23 Month CD Special	2,500.00	All Balances	2.71%	2.75%
59 Month CD Special	2,500.00	All Balances	2.96%	3.00%

Rates Effective as of 01/01/2019

All certificates of deposit can be used for IRA accounts.

Fees could reduce the earnings on the account. Please see a bank employee for disclosures of fees and terms.
A penalty will be imposed for early withdrawal. No other rate bonuses can be used in conjunction with CD specials.

All rates are subject to change without notice.

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